Houston Life Insurance

Term and Whole Life Insurance

Term Life Insurance is a much cheaper way to get a lot of life insurance coverage at a much lower premium simply because it expires after a specific amount of time.

Mortgage Protection

Have you recently purchased a new home or refinanced your existing mortgage? Your home purchase will most likely be your single biggest purchase in your lifetime.

Insurance For Diabetics

One of our specialties is Life Insurance For Diabetics. We can find affordable solutions for people diagnosed with diabetes and other preexisting conditions.

Burial Life Insurance

Making sure that your final wishes are taken care of is key part of our business at Houston Life Insurance. We can find coverage for a family member’s funeral.


Houston Life Insurance - BBB Rating

Thank you for visiting Houston Life and Annuity! We are Houston’s life insurance and annuity specialists. Buying life insurance can be a confusing process. What type do you buy? How much do you need? When does an annuity fit the bill? At HL & A, we answer all these questions.

Life Insurance does not need to be hard. It needs to be approached comfortably and with a lot of listening. Houston Life and Annuity is here to help you navigate this process.

Our experienced agents can offer Medicare help, mortgage protection insurance, Obamacare alternatives & more in Houston, TX.

Life Insurance for Dialysis patients

If you are on dialysis, you know better than anyone how your life changes. Scheduling treatments, new eating requirements, lower energy levels, and increased doctor visits (to name only a few) are all part of a new normal. Life insurance and health insurance take on a new urgency as well.

If you are over 25 years old receiving dialysis treatments and have found yourself without life insurance coverage, please know there are almost always life insurance options available! Several companies now offer polices that will take people with this condition.

Additionally, did you know that there are several policies available that can help cover other conditions such as accidents or cancer? You might qualify for them too!
When we get sick, there are plenty of people around who are glad to tell us what we can’t have! But, if you look, you will find there are often many options available. It is just that there is not always someone there who knows what the options are.

Houston Life and Annuity is a locally-owned and operated brokerage serving thousands of Houstonians with their life and Medicare needs.


Houston Life Insurance Consultation