About Us

Justin White, CLU®, Principal

Justin White, CLU® is a native Texan and 25+ year resident of Houston. White graduated from Angelo State University (BA) and University of Houston (MA) in vocal performance. After several years as a professional opera singer, Justin left that field and began his career in the insurance industry.

Starting out as an agent, Justin moved rapidly through the ranks and into management with Torchmark Corporation and managed one of the largest branch offices in the nation with over 100 agents in the Greater Houston area and was frequently called upon to train at events across the country. During his stint at Torchmark, his “Houston West” branch office was recognized for outstanding production every year. This resulted in Justin being appointed to the prestigious President’s Council and numerous other awards. A teacher at heart, Justin was especially careful to groom candidates within his office so they could “have their shot” and open their own offices in various places across the country.

After stepping down from Torchmark in 2008, Justin was hired as a Founding Branch Manager with Futurity First Insurance Group where he led the company in overall life insurance sales. In 2009, Justin opened his own brokerage (10 Group Financial) specializing in life insurance offerings with a special focus on people diagnosed with diabetes and other preexisting conditions.

In 2012, Justin co-founded Niche Market Insurers (Life4Diabetes) which develops underserved, specialty “niche” markets nationally. Houston Life and Annuity is an outgrowth of his desire to provide education and service about life insurance and other financial issues to the local community. Justin serves as Group Leader with Bible Study Fellowship, serves in his Church, loves to grow tomatoes, hunt, fish and maintains a lively schedule with his wife Kathy and their two daughters, Rylie and Kaylie.

You may have noticed the “CLU®” designation after my name. Well what does that mean exactly? Click the link below to learn more about what a CLU® is and does.

CLU® – What does it mean?

Dr. Adrienne Sloan, PhD.

Dr. Adrienne J. Sloan, PhD. is a native Houstonian who enjoys helping families protect their families. She is a graduate of Grace Presbyterian School and St. Agnes Academy High School. Adrienne received her Bachelors of Science from Loyola University New Orleans, her Masters from Global Grace Seminary, and her Doctorate in Molecular Genetics from University of Texas at Austin. Adrienne taught upper level course work at University of Houston and University of Texas for nearly a decade before cofounding and codirecting her own business in 2003.

She continues as an Entrepreneur and, has successfully participated in the startup of 3 rapidly expanding businesses to date. Adrienne is very active in her community and enjoys serving in a variety of areas. She is President of the Houston chapter of Royal Neighbors of America, an organization with over 3000 members dedicated to serving communities, educating, and supporting woman – particularly where financial fitness is concerned.

She leads a local Girl Scout troop, volunteers for the USA Swim Team where her daughter competes, has served on the board of multiple PTO’s (Memorial Christian Academy and Heflin Elementary), and is a member of the National Ethics Association. Adrienne is also a member of Life Leadership, Grace Point Community Church, and General Number. Adrienne resides in West Houston with her husband Steve and 12 year old daughter Madelyn.

John Fox

John’s business life started after 4 years in the Navy/Marines including 1 tour in Vietnam in 1967. This experience has had a profound effect on his life.

In 1976, at the passing of John’s father, he took over the family furrier business and ran it until 1997. In 2000, John came to Houston to run the fur department with Neiman Marcus. Under John’s supervision, the department became one of the top selling in the nation. After being in the corporate culture for several years and facing retirement, John decided to go into the insurance business where he has flourished since.

Upon entering insurance, John quickly established himself as a talented advisor by earning distinctions for both production and business quality. John is especially satisfied with the fact that many of his clients have been with him since the beginning. John’s specialties are life insurance and helping people find solutions to the inherent problems in today’s health insurance market.

A veteran, John enjoys reaching out to other veterans to mentor and help them get established in the insurance business. Their understanding of discipline and hard work make them perfect candidates to become successful. Having served at a time where the respect for the military was at its low ebb, John is very much in tune with the issues today’s warriors are facing and wants to give back and provide a helping hand.

John lives in Humble with his lovely wife Mila and their yellow lab, Sugar.