Hey everyone, Justin White here with Houston Texas Life Insurance and thanks for watching. I’m recording this event a little bit for you today. I found a new product online a couple of days ago. Opened it up, looked at all the selling features or what were being called features. And just thought, “Man, I’ve got to talk about this on the website because it really rubbed me wrong.” Now I’m not going to mention company names, or product names, or anything like that. But I am going to highlight a feature and just talk about what I don’t like about it. And warn you about the dangers of that, because I do think that it’s in the best interest of the public to get messages like this.